Life InsuranceLife insurance can do some pretty amazing things. It can buy loved ones time to grieve, pay off debts and business loans, keep families in their homes and pre-fund a child’s college education… but there is one catch. You need to own it.Types of PoliciesTermUniversalWhole LifeVariableSurvivorship (second to die)HybridMuch like the many changes that have occurred in other industries such as computers or cars, the same has happened in the life insurance industry. Insurance costs have dropped and underwriting is more efficient which is a direct benefit for the end user, the consumer. Reviewing policies today is much needed for several reasonsLower mortality costsMore efficient contractsImprove ratingsLife insurance can impact many areas of a person’s lifePaying off debt or mortgageProvide a certain standard of livingPay estate, federal or state taxesSpecial needs planningProperly fund operating agreement for businessEqualize estate between childrenLife insurance is much more than just a death benefit. At Innovative Financial Group, we can help answer your questions including how much to purchase, what type to consider, how it works within your estate and review existing policies to ensure the benefit will accomplish what was intended. At the end of the day, you will be able to answer one very important question – “How well are you planned and how can you tell?” Call us today for a complimentary consultation.Business StrategiesBusiness ContinuityBuy/Sell AgreementCross Purchase AgreementEntity PurchaseKey Person InsuranceSuccession Planning ServicesBusiness StrategiesGroup Benefits401KDeferred CompensationExecutive Benefit PackagesPersonal Insurance PlanningLife InsuranceLong-Term Care InsuranceDisability InsuranceSpecial Needs InsurancePersonal Financial PlanningInvestmentsRetirement PlanningCollege SavingsInnovative Financial Group – Atlanta 3520 Old Milton Parkway Alpharetta, GA 30005You Can Call Us Now: 678-338-4400 Have a Question Name Email Phone Question Thank you! Oops!